PR MEMBER REFLEXOLOGY INSURANCE EXPLAINED
1) One of the UK’s most comprehensive insurance package* (UK Membership only)
2) It is essential for a practicing Reflexologist to have a comprehensive insurance policy.
PR has worked with one of the UK's leading broker for complementary therapists, Balens Ltd. since we started and, with their expertise, have developed what we believe to be the perfect Malpractice insurance package for our Members.
Premiums from just £52.96*, the insurance package offers protection (as highlighted below with full details available on request) for our members allowing them to practice in well over 100 therapies, plus a host of added extras you wouldn't expect.
Student membership is only £30* and includes the required insurance to cover case studies (terms and conditions apply).
* includes Insurance Premium Tax and Fees
These are just a few of the standard benefits included in the PR insurance policy:
Medical Malpractice covers risks involved in performing your treatment.
(Full malpractice retroactive cover for previously insured work).
Professional Indemnity covers any advice you give that may affect someone financially
Product Liability (if there was a defect in any product you sell)
*DAS Legal Expenses package covering Inland Revenue Investigation, Free legal advice helpline including Legal/Tax advice, counselling, criminal allegations made against you and business support services plus many other features.
Loss of Reputation.
Breach of Intellectual Property.
Client Confidentiality Protection.
Loss of Documents cover.
Good Samaritan Acts.
Public Liability which covers injury caused to clients or for damage caused to their property through acts of negligence.
*Wide range of free 24 hour Advice lines
* If, for example you were subject to an investigation by HMRC, included in the PR Full Member scheme is a separate Legal and Taxation Policy Package through DAS and covers Defence and other costs up to £100,000.
General Exclusions
- Liability arising out of the injury of any employee.
- Liquidated, punitive damages and/or fines.
- Any liability caused by, contributed by or arising from nuclear radiation or contamination and/or in consequence of war, pollution and/or terrorism.
- Liability arising out of any criminal, fraudulent acts including sexual harassment.
- Liability arising from any claim or in connection with Tour Operators Liability as defined by The Package Travel, Package Holidays and Package Tours Regulations Act 1992, The Package Travel and Linked Travel Arrangements Regulations 2018 or any similar legislation.
Extensions
- Loss of reputation cover up to £35,000 per occurrence.
- Expenses incurred to replace or restore lost or damaged documents up to £50,000 per occurrence.
- Retrospective Extension - cover provided by Sections A1, A2 and A3 applies to events that happened prior to the commencement of this policy provided such an event is first notified to you during the period of insurance and the previous insurance policy in force at the time of the event will not respond. Full details of the previous policy must be provided.
Conditions
- Record Keeping
A fantastic insurance offering for your peace of mind.
To Join PR and get access to all our Member Benefits click: -